Mainly because microfinance is good for countries that do not have access to bank funding (i.e., have no surplus to fall back on, and/or do not have good standing credit with any other countries) and typically use systems of self-employment (Possibly, civil servants who are balancing government volunteering with their normal job). The microfinance system has to deal specifically with low-income status (whether it’s a business or a country’s economy).
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