It can seem that way initially, but if you have to resources to do so, it will pay off in the long term. A couple that live near my hometown spent the money to green their home and are now almost completely off the grid. They boast that they save $10 in energy/water/etc. to every $1 they put into the house. The house they built was 2,450 square feet and the most their electric bill has ever been is $138. In the summer it gets as low as $20. So, it is definitely worth the investment. You can read more about their green home in the below article that featured them in the Miami Herald.
Reducing your homes carbon footprint does not have to be expensive. There are some cheaper options for reducing the amount of energy used by a household. You could run you ceiling fan on low in reverse during the winter months to more evenly distribute warm air, turn your water heater down to 120 degrees Fahrenheit, get a programmable thermostat, use energy efficient lighting, insulate your water heater, and clean your dryer vent. There are more expensive options as well such as upgrading the water heater to a solar water heater, upgrading appliances to energy star appliances, and installing a renewable energy system such as solar panels or a wind turbine.
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