Monetary help after an environmental disaster depends upon the individuals insurance company, how early after the disaster they file their claim, and how frequently they follow up on that claim. The federal government’s disaster relief and assistance program, FEMA (federal emergency management agency), can also provide money. If an individual has home insurance, FEMA requires a settlement for the personal insurance claim before accepting an application. If an individual does not have insurance, an inspector will come to the property to inspect damages within 10 days of when the application was turned in/claim was filed. There is no set time given by insurance companies or FEMA for when claims are settled, though the rule of thumb is that they try to resolve the claims as quickly as they can.
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