Very few homes are able to withstand a direct hit from a major tornado. They are not built to survive such a hit.
Here’s a link from MSNBC explaining why they’re not: http://realestate.msn.com/blogs/listedblogpost.aspx?post=52e2e131-206f-4f26-93f9-31d74f39e1e4
The jist is that its possible, but incredibly difficult and not at all worth it.
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